Used Cars for sale Under $20k in Memphis, TN

Gossett Volkswagen of Germantown

World Class Customer Service

If you're looking for a vehicle that offers value without going over budget, shopping for a used car under $20,000 in Memphis, TN is a smart place to start. Whether you're buying your first car or searching for something more practical, the right pre-owned vehicle can deliver what you need—without the added cost of something new.


Is a Used Car Right for You?

Used cars, trucks, and SUVs are ideal for drivers who want something dependable without spending more than necessary. With so many models offering updated features and solid performance, buying pre-owned lets you stretch your budget a bit further. You may even find a model with more space or added tech—things that might be out of reach on a new car budget.

Picking the right type of vehicle depends on what your daily routine looks like. Cars are perfect for getting around town or heading to the office. If you're hauling gear, working on projects, or like heading off the beaten path, a truck might be more your style. SUVs are a great middle ground—giving you room for passengers, cargo, and whatever plans the weekend brings.

The Benefits of Buying a Used Car Under $20,000

In a city like Memphis, you want a vehicle that keeps up with your schedule. A used car, truck, or SUV gives you the reliability you need for everyday driving without stretching your finances too thin. Whether you're running errands or heading out of town, it's nice knowing your ride fits your life and your budget.

  • Spend less while still getting a vehicle that fits your lifestyle
  • Choose from a wide range of body styles, brands, and trims
  • Experience less value loss over time than with a new car

Get Behind the Wheel of a Used Car Today

The right used vehicle is out there—you just need the right place to start your search. Gossett Volkswagen offers a wide selection of pre-owned models under $20,000, helping you find a car that checks every box without going over what you're comfortable spending.

Need help narrowing things down? Reach out to our team at Gossett Volkswagen. We're happy to walk you through your options, answer any questions, and help you schedule a test drive when you're ready.

  • While every reasonable effort is made to ensure the accuracy of this data, we are not responsible for any errors and omissions contained on these pages. The quoted price is subject to change without notice to correct errors or omissions.

  • Sale price includes all rebates and incentives-Excludes processing fee of $895, tax, title, license, registration & fees.

  • Retail installment payment terms include all rebates and incentives and a processing fee of $895. Includes tax, title, license, registration & fees. With approved credit.

  • Lease terms include all rebates and incentives and a processing fee of $895-includes tax, title, license, registration & fees. Additional taxes, registration and license fees may apply for out of state purchasers based on their registration address. Taxes are estimates. The dealership will help determine more accurate taxes prior to delivery. See dealer for complete details. Dealer stock only. Pricing is subject to change without notice. With approved credit.

  • All information is gathered from sources that are believed to be reliable, but no assurance can be given that this information is complete or accurate at any given time, nor does its suppliers assume any responsibility for errors or omissions or warrant the accuracy of this information. It is the customer’s sole responsibility to verify the accuracy of the prices with the dealer, including the pricing for all added accessories.

  • For In-Transit inventory, all dates of arrival are estimated. The dealer reserves the right to change the arrival date due to conditions beyond our control. Please contact any of our locations for delivery details.

  • Some used vehicles may be subject to unrepaired safety recalls. Check for a vehicle’s unrepaired recalls by VIN at https://www.nhtsa.gov/recalls

  • Base MSRP excludes transportation and handling charges, destination charges, taxes, title, registration, preparation and processing fees, tags, labor and installation charges, insurance, and optional equipment, products, packages, and accessories. Options, model availability and actual dealer price may vary. See dealer for details, costs, and terms.
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